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<\/a><\/p>\nLa Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), reafirmando su compromiso con la educaci\u00f3n financiera y desarrollo sostenible del pa\u00eds, imparti\u00f3 el pasado 24 de noviembre de 2025 el webinar \u201cEvita las trampas del consumo: C\u00f3mo tomar decisiones y cuidar tu dinero\u201d, dirigido al p\u00fablico en general, contando con la participaci\u00f3n de 578 personas.<\/p>\n
Durante la jornada, las y los participantes aprendieron qu\u00e9 es la econom\u00eda del comportamiento, reflexionando sobre c\u00f3mo esta influye en las decisiones de compra. Tambi\u00e9n aprendieron qu\u00e9 son los sesgos cognitivos e identificaron aquellos que suelen provocar compras impulsivas, especialmente en \u00e9pocas de alto consumo.<\/p>\n
Asimismo, se analiz\u00f3 el impacto de la cultura de la inmediatez en los h\u00e1bitos financieros y se brindaron herramientas para diferenciar entre deseos y necesidades, planificar un presupuesto y evitar el sobreendeudamiento en temporadas como Black Friday y Navidad.<\/p>\n
El taller enfatiz\u00f3 en que la soluci\u00f3n no est\u00e1 en la privaci\u00f3n, sino en la planificaci\u00f3n financiera, se explic\u00f3 la importancia de incorporar las compras dentro del presupuesto e identificar cu\u00e1ndo es oportuno comprar y cu\u00e1ndo no, asegurando que estos consumos no retrasen las metas financieras ni interfieran en las finanzas personales.<\/p>\n
Previo a la culminaci\u00f3n, se promocionaron las aplicaciones \u201cYo y Mi Dinero\u201d, \u201cConoce y Compara\u201d, los cursos disponibles en el Aula Virtual de la CNBS y los Simuladores Digitales de Ahorro y Presupuesto, c\u00f3mo herramientas pr\u00e1cticas para fortalecer la educaci\u00f3n financiera y acompa\u00f1ar la toma de decisiones responsables.<\/p>\n
Finalmente, se agradeci\u00f3 la ponencia impartida por el Licenciado Josu\u00e9 Amador, Facilitador de Educaci\u00f3n Financiera, perteneciente a la Gerencia de Educaci\u00f3n e Inclusi\u00f3n Financiera y G\u00e9nero de la Comisi\u00f3n Nacional de Bancos y Seguros.<\/p>\n","protected":false},"excerpt":{"rendered":"
Readcci\u00f3n Josu\u00e9 Amador La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), reafirmando su compromiso con la educaci\u00f3n financiera y desarrollo sostenible del pa\u00eds, imparti\u00f3 el pasado [\u2026]<\/span><\/p>\n","protected":false},"author":7,"featured_media":7711,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,32],"tags":[],"class_list":["post-7710","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capacitaciones","category-ef"],"yoast_head":"\n\u00a1Evita las trampas del consumo! 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