{"id":8909,"date":"2026-08-24T17:18:48","date_gmt":"2026-08-24T23:18:48","guid":{"rendered":"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/?p=8909"},"modified":"2026-08-24T17:18:48","modified_gmt":"2026-08-24T23:18:48","slug":"cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito","status":"publish","type":"post","link":"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/08\/24\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\/","title":{"rendered":"CNBS capacita a j\u00f3venes de JA Honduras sobre el buen uso del cr\u00e9dito"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-8910\" src=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png.png\" alt=\"\" width=\"1233\" height=\"651\" srcset=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png.png 1233w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-300x158.png 300w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-1024x541.png 1024w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-768x405.png 768w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-142x75.png 142w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-480x253.png 480w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-750x396.png 750w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png-1140x602.png 1140w\" sizes=\"(max-width:767px) 480px, (max-width:1233px) 100vw, 1233px\" \/><\/p>\n<p>Redacci\u00f3n por <strong>Lic. Josu\u00e9 Amador.<\/strong><\/p>\n<p>La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el jueves 20 de agosto de 2026 el webinar <strong>\u201cEl Buen Uso del Cr\u00e9dito\u201d<\/strong>, dirigido a 50 j\u00f3venes de <strong>Junior Achievement Honduras (JA Honduras).<\/strong><\/p>\n<p>La capacitaci\u00f3n tuvo como objetivo orientar y fortalecer los conocimientos y competencias de los participantes para la toma de decisiones financieras informadas al momento de solicitar un cr\u00e9dito, considerando su pertinencia, capacidad de pago y las opciones disponibles en el mercado. Asimismo, se promovi\u00f3 la comprensi\u00f3n de las responsabilidades que deben asumirse antes y durante la vigencia de una obligaci\u00f3n crediticia, as\u00ed como las diferencias entre cr\u00e9dito y pr\u00e9stamo.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-8911\" src=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png.png\" alt=\"\" width=\"1264\" height=\"637\" srcset=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png.png 1264w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-300x151.png 300w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-1024x516.png 1024w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-768x387.png 768w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-150x75.png 150w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-480x242.png 480w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-360x180.png 360w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-750x378.png 750w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1823-2026-Captura-2-de-webinar.png-1140x575.png 1140w\" sizes=\"(max-width:767px) 480px, (max-width:1264px) 100vw, 1264px\" \/><br \/>\nDurante la jornada tambi\u00e9n se explic\u00f3 el funcionamiento de las tarjetas de cr\u00e9dito, sus principales caracter\u00edsticas, ventajas y riesgos. En este contexto, se resalt\u00f3 la importancia de conocer las condiciones establecidas en el contrato, comprender las fechas de corte y de pago, proteger la informaci\u00f3n confidencial de la tarjeta, realizar los pagos oportunamente y evitar que las obligaciones adquiridas superen la capacidad de pago.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-8912\" src=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png.png\" alt=\"\" width=\"1305\" height=\"586\" srcset=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png.png 1305w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-300x135.png 300w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-1024x460.png 1024w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-768x345.png 768w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-150x67.png 150w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-480x216.png 480w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-750x337.png 750w, https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1822-2026-Captura-1-de-webinar.png-1140x512.png 1140w\" sizes=\"(max-width:767px) 480px, (max-width:1305px) 100vw, 1305px\" \/><\/p>\n<p>Con esta iniciativa, la CNBS reafirma su compromiso con la educaci\u00f3n financiera, impulsando espacios formativos que contribuyan a la toma de decisiones responsables, la prevenci\u00f3n de riesgos y el bienestar financiero de la poblaci\u00f3n joven.<\/p>\n<p>El webinar fue desarrollado por el <strong>licenciado Jos\u00e9 Montoya<\/strong>, facilitador de Educaci\u00f3n Financiera de la CNBS.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Redacci\u00f3n por Lic. Josu\u00e9 Amador. La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el jueves<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":9,"featured_media":8910,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[34,32],"tags":[],"class_list":["post-8909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capacitaciones","category-ef"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>CNBS capacita a j\u00f3venes de JA Honduras sobre el buen uso del cr\u00e9dito - CNBS - GEIFG - Educaci\u00f3n Financiera<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/08\/24\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CNBS capacita a j\u00f3venes de JA Honduras sobre el buen uso del cr\u00e9dito - CNBS - GEIFG - Educaci\u00f3n Financiera\" \/>\n<meta property=\"og:description\" content=\"Redacci\u00f3n por Lic. 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La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el jueves [\u2026]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/08\/24\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\/\" \/>\n<meta property=\"og:site_name\" content=\"CNBS - GEIFG - Educaci\u00f3n Financiera\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-24T23:18:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/wp-content\/uploads\/2026\/08\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1233\" \/>\n\t<meta property=\"og:image:height\" content=\"651\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Adriana Martinez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Adriana Martinez\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/2026\\\/08\\\/24\\\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/2026\\\/08\\\/24\\\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\\\/\"},\"author\":{\"name\":\"Adriana Martinez\",\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/#\\\/schema\\\/person\\\/a6ff63f0410f6ba093f7e9b1a99650ae\"},\"headline\":\"CNBS capacita a j\u00f3venes de JA Honduras sobre el buen uso del cr\u00e9dito\",\"datePublished\":\"2026-08-24T23:18:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/2026\\\/08\\\/24\\\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\\\/\"},\"wordCount\":265,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/2026\\\/08\\\/24\\\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/GEIDM-DA-1824-2026-Captura-4-de-webinar.png.png\",\"articleSection\":[\"Capacitaciones\",\"Educaci\u00f3n Financiera\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/2026\\\/08\\\/24\\\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\\\/\",\"url\":\"https:\\\/\\\/www.cnbs.gob.hn\\\/educacionfinanciera\\\/2026\\\/08\\\/24\\\/cnbs-capacita-a-jovenes-de-ja-honduras-sobre-el-buen-uso-del-credito\\\/\",\"name\":\"CNBS capacita a j\u00f3venes de JA Honduras sobre el buen uso del cr\u00e9dito - 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