{"id":8972,"date":"2026-09-23T10:57:46","date_gmt":"2026-09-23T16:57:46","guid":{"rendered":"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/?p=8972"},"modified":"2026-09-23T10:57:46","modified_gmt":"2026-09-23T16:57:46","slug":"cnbs-fortalece-la-educacion-financiera-mediante-webinar-sobre-economia-del-comportamiento","status":"publish","type":"post","link":"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/09\/23\/cnbs-fortalece-la-educacion-financiera-mediante-webinar-sobre-economia-del-comportamiento\/","title":{"rendered":"CNBS fortalece la educaci\u00f3n financiera mediante webinar sobre econom\u00eda del comportamiento"},"content":{"rendered":"

Redacci\u00f3n Josu\u00e9 Amador. <\/strong><\/p>\n

La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n e Inclusi\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el pasado viernes 18 de septiembre de 2026<\/strong> el webinar masivo \u201cUna mirada a las decisiones financieras: desde la econom\u00eda del comportamiento\u201d<\/strong>, dirigido al p\u00fablico general, con la participaci\u00f3n de 500 personas<\/strong> interesadas en fortalecer sus conocimientos sobre los factores que influyen en la toma de decisiones financieras.<\/p>\n

\"\"<\/p>\n

La actividad tuvo como objetivo fortalecer los conocimientos de las y los participantes sobre c\u00f3mo las emociones, los h\u00e1bitos, el entorno y diversos factores conductuales influyen en decisiones relacionadas con<\/strong> el ahorro, el consumo, la inversi\u00f3n y el uso del cr\u00e9dito. Durante el webinar, se explic\u00f3 que las personas, lejos de tomar decisiones completamente racionales, pueden verse influenciadas<\/strong> por elementos como las normas sociales, la publicidad, el contexto y otros est\u00edmulos presentes en la vida cotidiana.<\/p>\n

Asimismo, se abordaron conceptos fundamentales de la econom\u00eda del comportamiento, entre ellos los sistemas de pensamiento que intervienen en la toma de decisiones<\/strong>, la racionalidad limitada y la fatiga decisional. Tambi\u00e9n se analizaron sesgos cognitivos como la gratificaci\u00f3n inmediata, el sesgo de presente, el exceso de confianza y la aprobaci\u00f3n social, con el prop\u00f3sito de comprender c\u00f3mo estos pueden influir<\/strong> en las compras impulsivas, el endeudamiento y otras decisiones financieras.<\/p>\n

\"\"<\/p>\n

Estos contenidos permitieron a las y los participantes identificar con mayor claridad<\/strong> los factores internos y externos que intervienen en sus decisiones financieras<\/strong>, fortaleciendo su capacidad de reflexi\u00f3n y an\u00e1lisis ante diferentes alternativas. De esta manera, se promovieron conocimientos orientados a una toma de decisiones econ\u00f3micas m\u00e1s responsable e informada<\/strong>.<\/p>\n

Como parte de la jornada, se compartieron recomendaciones pr\u00e1cticas, entre ellas<\/strong> elaborar un presupuesto, controlar los gastos, definir metas financieras, ahorrar antes de gastar, crear un fondo de emergencia, revisar los estados de cuenta y planificar las compras. Asimismo, se presentaron recursos de la Comisi\u00f3n, como el Aula Virtual, el Portal de Educaci\u00f3n Financiera, las aplicaciones y los simuladores digitales<\/strong>.<\/p>\n

\"\"<\/p>\n

El webinar fue impartido por el licenciado Josu\u00e9 Abisa\u00ed Amador<\/strong>, Oficial de Educaci\u00f3n Financiera de la CNBS, quien, desde su experiencia en sociolog\u00eda y econom\u00eda del comportamiento, explic\u00f3 c\u00f3mo los patrones cognitivos y conductuales pueden incidir positiva o negativamente en las decisiones financieras de las personas<\/strong>.<\/p>\n

Con esta actividad, la CNBS reafirma su compromiso con el fortalecimiento de las capacidades financieras de la poblaci\u00f3n hondure\u00f1a, acercando conocimientos y herramientas que contribuyen a la toma de decisiones responsables, informadas y conscientes<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Redacci\u00f3n Josu\u00e9 Amador. La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n e Inclusi\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el pasado [\u2026]<\/span><\/p>\n","protected":false},"author":7,"featured_media":8973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[34,32],"tags":[],"class_list":["post-8972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capacitaciones","category-ef"],"yoast_head":"\nCNBS fortalece la educaci\u00f3n financiera mediante webinar sobre econom\u00eda del comportamiento - CNBS - GEIFG - Educaci\u00f3n Financiera<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/09\/23\/cnbs-fortalece-la-educacion-financiera-mediante-webinar-sobre-economia-del-comportamiento\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CNBS fortalece la educaci\u00f3n financiera mediante webinar sobre econom\u00eda del comportamiento - CNBS - GEIFG - Educaci\u00f3n Financiera\" \/>\n<meta property=\"og:description\" content=\"Redacci\u00f3n Josu\u00e9 Amador. 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