{"id":9017,"date":"2026-09-30T16:30:18","date_gmt":"2026-09-30T22:30:18","guid":{"rendered":"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/?p=9017"},"modified":"2026-09-30T16:30:18","modified_gmt":"2026-09-30T22:30:18","slug":"la-cnbs-promueve-la-planificacion-financiera-para-disfrutar-unas-vacaciones-sin-deudas","status":"publish","type":"post","link":"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/09\/30\/la-cnbs-promueve-la-planificacion-financiera-para-disfrutar-unas-vacaciones-sin-deudas\/","title":{"rendered":"La CNBS promueve la planificaci\u00f3n financiera para disfrutar unas vacaciones sin deudas"},"content":{"rendered":"

Redacci\u00f3n Samir Hasbun.<\/strong><\/p>\n

La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n e Inclusi\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el mi\u00e9rcoles 30 de septiembre de 2026<\/strong> el webinar masivo \u201cVacaciones sin deudas: planifica, disfruta y protege tus finanzas\u201d<\/strong>, dirigido al p\u00fablico en general, con la participaci\u00f3n de m\u00e1s de 350 personas<\/strong>.<\/p>\n

\"\"<\/p>\n

La actividad tuvo como prop\u00f3sito brindar conocimientos y herramientas pr\u00e1cticas para promover una adecuada administraci\u00f3n del dinero durante los per\u00edodos vacacionales. En el marco del Feriado Moraz\u00e1nico<\/strong>, se destac\u00f3 la importancia de planificar los gastos con anticipaci\u00f3n, establecer un presupuesto y tomar decisiones financieras responsables, a fin de disfrutar de las vacaciones sin comprometer las finanzas personales y familiares.<\/p>\n

Durante la actividad se abord\u00f3 la importancia de establecer un presupuesto antes de salir, considerando los gastos obligatorios, el ahorro y los pagos pr\u00f3ximos, para determinar cu\u00e1nto dinero puede destinarse realmente a las vacaciones. Asimismo, se brindaron recomendaciones para distribuir los recursos entre transporte, alimentaci\u00f3n, hospedaje, actividades, compras y una reserva para imprevistos.<\/p>\n

\"\"<\/p>\n

Tambi\u00e9n se explicaron los diferentes tipos de gastos que pueden presentarse durante el feriado, incluyendo los gastos hormiga<\/strong>, y se promovi\u00f3 el seguimiento de los gastos, el uso responsable de la tarjeta de cr\u00e9dito y la toma de decisiones conscientes para evitar comprometer las finanzas de los meses posteriores.<\/p>\n

Finalmente, se destac\u00f3 la importancia de revisar las finanzas al regresar de vacaciones, identificar posibles excesos, ordenar las obligaciones pendientes y retomar el presupuesto y las metas de ahorro, utilizando la experiencia para mejorar futuras decisiones financieras.<\/p>\n

\"\"<\/p>\n

Se motiv\u00f3 a los participantes a autocapacitarse a trav\u00e9s de los 17 cursos actualmente disponibles en el Aula Virtual de la CNBS.<\/strong> Tambi\u00e9n se les explic\u00f3 el funcionamiento de las aplicaciones \u201cConoce y Compara\u201d y \u201cYo y Mi Dinero\u201d<\/strong>, as\u00ed como los Simuladores Digitales y el curso ofrecido a trav\u00e9s de WhatsApp.<\/p>\n

Se reconoci\u00f3 y agradeci\u00f3 la participaci\u00f3n de la CNBS en esta jornada de capacitaci\u00f3n, la cual fue impartida por el licenciado Samir Hasbun<\/strong>, facilitador de Educaci\u00f3n Financiera de la Comisi\u00f3n Nacional de Bancos y Seguros.<\/p>\n","protected":false},"excerpt":{"rendered":"

Redacci\u00f3n Samir Hasbun. La Comisi\u00f3n Nacional de Bancos y Seguros (CNBS), a trav\u00e9s de la Gerencia de Educaci\u00f3n e Inclusi\u00f3n Financiera y G\u00e9nero, desarroll\u00f3 el mi\u00e9rcoles [\u2026]<\/span><\/p>\n","protected":false},"author":7,"featured_media":9018,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[34,32],"tags":[],"class_list":["post-9017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capacitaciones","category-ef"],"yoast_head":"\nLa CNBS promueve la planificaci\u00f3n financiera para disfrutar unas vacaciones sin deudas - CNBS - GEIFG - Educaci\u00f3n Financiera<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.cnbs.gob.hn\/educacionfinanciera\/2026\/09\/30\/la-cnbs-promueve-la-planificacion-financiera-para-disfrutar-unas-vacaciones-sin-deudas\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La CNBS promueve la planificaci\u00f3n financiera para disfrutar unas vacaciones sin deudas - CNBS - GEIFG - Educaci\u00f3n Financiera\" \/>\n<meta property=\"og:description\" content=\"Redacci\u00f3n Samir Hasbun. 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